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Financial Planning

Financial Planning

by Drummond Brown | Oct 31, 2025 | Blog, Family, financial advice, financial planning, insurance, investment, retirees

A financial plan looks at where you are today and where you want to go. It determines your short, medium and long term financial goals and how you can reach them.Why do you need a Financial Plan? Worry less about money and gain control. Organize your finances....
Estate Planning for Business Owners

Estate Planning for Business Owners

by Drummond Brown | Jul 31, 2025 | Blog, business owners, estate planning, Family, insurance, investment

Estate Planning for Business OwnersWhat happens when the children grow up and they are no longer dependent on their parents? What happens to your other “baby”- the business? Estate planning for business owners deals with the personal and business assets....
When Should You Start Your Canada Pension Plan?

When Should You Start Your Canada Pension Plan?

by Drummond Brown | Jul 9, 2025 | 2025, Blog, investment, pension plan, retirees, Retirement

When Should You Start Your CPP? Deciding when to take your Canada Pension Plan (CPP) is a key piece of your retirement puzzle. You can start collecting CPP as early as age 60 or delay it until as late as age 70. The standard age to begin is 65—but the government...
Tax Tips for Filing Your 2024 Income Tax Return

Tax Tips for Filing Your 2024 Income Tax Return

by Drummond Brown | Mar 31, 2025 | 2025, Blog, financial advice, incorporated professionals, individuals, investment, pension plan, personal finances, Professionals, tax

The deadline for filing your 2024 income tax return is April 30, 2025. Stay informed about the latest tax changes and benefits available to maximize your savings and ensure compliance. This guide outlines the key updates and important deductions and credits separated...
Bank of Canada Announces Interest Rate Cut Amid Economic Uncertainty

Bank of Canada Announces Interest Rate Cut Amid Economic Uncertainty

by Drummond Brown | Mar 12, 2025 | 2025, Blog, Government Budget, investment, tax

On March 12, the Bank of Canada announced another reduction in its benchmark interest rate, bringing it down to 2.75%. This decision comes as the Canadian economy faces ongoing pressures, including uncertainty surrounding U.S. trade policies, slower job growth, and...
TFSA vs RRSP 2025

TFSA vs RRSP 2025

by Drummond Brown | Jan 31, 2025 | Blog, investment, RRSP, Tax Free Savings Account

When looking to save money in a tax-efficient manner, Tax-Free Savings Accounts (TFSA) and Registered Retirement Savings Plans (RRSP) can offer significant tax benefits. To assist you in understanding the distinctions, we will compare the following:The differences in...
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  • Financial Planning
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  • Estate Planning for Business Owners
  • When Should You Start Your Canada Pension Plan?

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